Dear client of Karin Swart Insurance Brokers and Financial Advice If I have the option to erase this year from my memory, I would do so without hesitation. We thought 2020 was rough, but then 2021 overwhelmed us with new challenges – Sorrow, grief, drama and bad...
Beste klient van Karin Swart Makelaars en Finansiele Advies As ek die jaar kon uitvee en vir ewig daarvan vergeet, dan sal ek dit doen sonder om te huiwer. Eers het ons gedink 2020 was erg, maar toe word ons oorrompel met 2021 – vol hartseer, verlies, drama,...
Type of Cover: Comprehensive – All own accidental damage, third/other party damage, theft / hijacking, and hail damage is covered. Anything that could happen to the vehicle is covered EXCEPT mechanical breakage and wear & tear; The windscreen is also...
Tipes Dekking: Omvattend – Alle eie ongeluk skade, derde/ander party, diefstal/kaping, hael skade is gedek. Enige iets wat met die motor kan gebeur is gedek BEHALWE meganiese onklaarraking en sluitasie “wear & tear” is nie gedek nie; Die windskerm is ook...
What you need to know: Unspecified All Risk: This is your clothing and personal belongings. For example, an expensive coat and your handbag or luggage. This is normally insured for a lump sum and it limited to 25% per item. Items that must be specified to have cover...
Wat jy moet weet: Items wat gespesifiseer moet wees om dekking te hê (Alles wat jy saam met jou uit die huis neem): Selfone, Skootrekenaars, iPods, iPads, Tablette, Kameras, Juwele, Versamelings, Sporttoerusting (insluitend ‘n golf stel, krieketstel, ens.) Fietse,...
What you need to know: What is considered to be household contents? It’s all your personal items and furniture you take with when you move to a new address. . Insured Perils: Damages as a result of storm, wind, water, hail, fire, explosion, lightning, power surge,...
Wat jy moet weet: Wat is huisinhoud? Dit is alle persoonlike items en meubels wat jy saam neem wanneer jy verhuis. . Versekerde gebeure: Skade a.g.v. storm, wind, water, hael, brand, ontploffing, weerlig, kragstuwing, aardbewing, en diefstal (met tekens van inbraak)...
What you need to know: WHAT IF YOUR HOUSE BURNS DOWN TONIGHT? Will the sum insured of the building be enough to rebuild?Make sure the INSURED AMOUNT (AND WHAT IT INCLUDES) is sufficient to prevent average from being applied to any future claims. There is a big...
Wat jy moet weet: WAT AS JOU HUIS VANAAND AFBRAND? Is jou versekerde bedrag voldoende om die struktuur te herbou?Maak seker die versekerde bedrag (en wat dit insluit) vir die geboue is voldoende om te voorkom dat awery (onder versekering) toegepas word op enige...
